Home Loans

Variable Rate Comparison Rate^ Monthly Repayments^ Savings per Year with SUPER RATE 30 year Savings with SUPER RATE
SUPER RATE Advantage Rate Home Loan 6.99 7.03 $1,993.89
ANZ Bank ANZ Standard Variable Loan 7.41 7.51 $2,079.19 $1,023.60 $30,708.00
Aussie Aussie Standard Variable 7.19 7.24 $2,034.33 $485.28 $14,558.40
BankWest Mortgage Shredder 7.30 7.51 $2,056.71 $753.84 $22,615.20
Commonwealth Bank Complete Home Loan Standard 7.36 7.49 $2,068.96 $900.84 $27,025.20
RAMS Home Loans RAMS Standard Variable 7.23 7.30 $2,042.46 $582.84 $17,485.20
St. George Bank Variable Loan 7.43 7.59 $2,083.28 $1,072.68 $32,180.40
Suncorp Standard Variable 7.44 7.59 $2,085.33 $1,097.28 $32,918.40
Virgin Money Virgin Standard Home Loan Variable 5.39 5.39 $1,682.72 ($3,734.04) ($112,021.20)
Westpac Banking Corporation Premium Option Home Loan 7.51 7.64 $2,099.70 $1,269.72 $38,091.60

^ Other fees and charges are payable. Comparison rate is based on a $150,000 loan over 25 years. Monthly repayments are calculated using the variable rate listed on a $300,000 loan over 30 years. Information is provided by InfoChoice and correct as of 31 July 2010. InfoChoice is an independent company providing unbiased and up-to-date information about the Australian finance industry, specifically for Australian consumers. They do not endorse any particular products, services or providers, and their directors have no financial interest in the businesses listed on their websites. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees

Application Fee Valuation Fee Legal Fee Settlement Fee Redraw Fee Service Fee
SUPER RATE Advantage Rate Home Loan NO NO NO NO NO NO
ANZ Bank ANZ Standard Variable Loan $600 NO NO NO NO $5/mth
Aussie Aussie Standard Variable $300 $200 NO $75 NO NO
BankWest Mortgage Shredder $700 NO NO NO $50 $15/mth
Commonwealth Bank Complete Home Loan Standard $600 NO NO $100 $5 $8/mth
RAMS Home Loans RAMS Standard Variable $395 $200 NO $250 NO NO
St. George Bank Variable Loan $600 NO NO $100 $10 $10/mth
Suncorp Standard Variable $600 NO NO NO NO $10/mth
Virgin Money Virgin Standard Home Loan Variable NO NO $490 NO NO NO
Westpac Banking Corporation Premium Option Home Loan $600 NO NO NO NO $8/mth

Fees comparison provided by InfoChoice and is correct as of 31 July 2010. InfoChoice is an independent company providing unbiased and up-to-date information about the Australian finance industry, specifically for Australian consumers. They do not endorse any particular products, services or providers, and their directors have no financial interest in the businesses listed on their websites.